Quote, deposit and payment app for UK trades
Deposit before you start.
Final payment without chasing.
WorkPaid is a quoting and payments app for UK trades, sole trader or limited company. Send the quote as one link: your customer accepts it and pays the deposit from their phone, and WorkPaid handles the reminders for the rest. Their typed acceptance and your job photos stay on file, in case anyone argues later.
Free to send · 2.5% when you're paid, or your customer pays it · No card to start
Your money lands straight in your bank through Stripe. WorkPaid never holds it.
Bathroom refit - 2nd-floor flat
Secured by Stripe
What your customer taps to pay
Paid from their phone. No app, no account to create.
Late payment is getting worse for UK trades.
53%
saw late payments rise this year
68%
are chasing unpaid invoices right now
£1,646
average debt written off per trade
1,000+
UK small businesses fold every month due to late payments
Source: BBC News, May 2026 · Direct Line survey of 500 UK tradespeople · UK Government on small-business closures.
You quote over WhatsApp, the customer agrees verbally, then argues the price after you've done the work.
You finish the job, send an invoice, and spend three weeks chasing payment you were promised.
A customer pays by card, then tells their bank the work was never done. The money comes out of your account, and with nothing in writing you can't prove otherwise.
From quote to paid, in under a minute.
One job on WorkPaid, start to finish, on a phone. No sound needed.
- 1The quote built in 47 seconds: job, price, deposit, customer
- 2Sent to the customer on WhatsApp as one link
- 3They type their name to accept it, then pay the deposit
- 4Job done: they scan a QR code and pay the balance on the spot
- 5Every payment recorded, ready for your accountant
Filmed on a demo account with test payments. The business and customers are made up.
Where the money comes in on a £2,088 job
Already use Checkatrade, MyBuilder, Google or word of mouth? Keep them for finding work. WorkPaid picks up the moment a lead lands.
01
Quote
Built in minutes, sent as one link. They type their name to accept, and it's dated.
02
Deposit
25% before you start. No deposit, no van. Paid straight to your bank.
03
Stages
Big job? Split it. Get paid as the work lands, not all at the bitter end.
04
Final
Show a QR code and get paid before you leave. Or request it, and we handle the reminders.
05
Invoice
Writes itself. Saved to your records the moment it's paid, ready for your MTD software.
Figures are what your customer pays. See what lands in your bank after fees.
A quoting, deposit and invoicing app, built for trades
You get paid
Deposit before you start, stages as the work goes, and the final balance with one tap - or show a QR code and get paid before you leave. Reminders on every payment: we email them, or write one for you to send on WhatsApp in a tap.
You look professional
A proper quote link with your logo, reviews and accreditations, instead of a WhatsApp voice note. Customers take you seriously.
You've got the proof
Your customer's typed acceptance with the date, your dated job photos, and the full timeline. If a card payment is disputed, WorkPaid sends it all to Stripe for you.
Your records keep up
Invoices raised automatically, expenses and mileage logged, and your real profit worked out. One export for your accountant.
Show them the signed contract between both parties (that you obviously wrote) and get them to pay up.
- Comment under a real UK trades post
That's what a WorkPaid quote becomes. Before your customer pays a penny, they type their name to accept it, and the date and time are saved with it. It's in writing, and you didn't have to draw anything up.
Will my customers pay a deposit online?
Some won't, and it's better to find that out before you order the materials. For everyone else, WorkPaid makes it easy to say yes.
They see what it's for
The quote shows the price, the deposit and what's left to pay later, with nothing charged automatically. They type their name to accept it before they pay a penny.
They pay like they pay for anything
Card, Apple Pay, Google Pay or straight from their bank, on their phone. No app to download, no account to create.
They keep their protections
Paying by card keeps their chargeback rights. The payment goes through Stripe to your bank, and WorkPaid never holds the money.
Customer not sure? Send them workpaid.uk/for-customers, which explains why you're asking them to pay online and what happens when they tap Pay. Not sure how much to ask for? Read the deposit guide.
Written up for your trade
Deposit-before-you-start works the same whether you're rewiring a flat or laying a patio - so we've written it up for the trades who care most.
For plumbers
Boiler swaps, emergency call-outs, bathroom installs. Deposit lands before you order the cylinder.
See it →For electricians
EV chargers, fuseboards, rewires. Deposit clears before the trip to CEF for cable.
See it →For builders
Extensions, loft conversions, driveways. Staged payments mean you're never £15k of materials out of pocket.
See it →For painters & decorators
Interior, exterior, wallpapering. Get the small jobs paid that are too small to chase in court.
See it →Don't see your trade? Works the same for roofers, plasterers, landscapers, gas engineers, carpenters, tilers, kitchen fitters, locksmiths, glaziers and more →
Pricing
You quoted £2,088.
£2,004.08 hits your bank.
The bathroom refit above, paid by card with its 25% deposit. If your customer pays by bank instead, you'd get £2,027.99 - bank processing is capped at £5.
Quotes, invoices and job tracking are always free. We only take 2.5% when the customer pays through WorkPaid - capped at £500 per quote, no matter how big the job. On jobs with VAT, that's 2.5% of the price including the VAT. Don't want to pay it yourself? Add it to the customer's total instead. No monthly fee, no per-quote fee.
Quoting + invoicing
Free
Always. No limits.
- ✓Unlimited quotes, sent as one link
- ✓Stage-based quotes for bigger jobs
- ✓Invoices generated automatically
- ✓Exports for your accountant or MTD software
Customer pays you directly (cash or transfer) - you keep 100%.
Online payments
2.5%
Capped at £500 per quote
Don't want to pay it? Your customer can.
Flip one switch and our 2.5% goes on the customer's total instead of coming out of your pay. On a £5,000 job their total is about £5,128, and our fee comes out of that, not your £5,000. They still see one clean price. Card processing still comes out of your payment, like any card machine. Your call, on every quote.
Everything in Free, plus
- ✓Customer pays by card, Apple/Google Pay, or bank-to-bank (no chargebacks)
- ✓Deposit, stages and the final balance, extras included
- ✓Paid straight to your bank, usually in 3 working days
- ✓Payment reminders on every payment: emailed for you, or one tap on WhatsApp
£800 job (with deposit, paid by card)
£70,000 extension
Saves you £1,250 vs an uncapped 2.5%. Card processing is separate, as with any card machine.
WorkPaid is new - you'd be one of the first trades using it. That's the honest pitch: get in early, get a real person when you need help, and help shape the tool around how you work.
About WorkPaid →Compared
WorkPaid against the tools you might be weighing up
Put a deposit on
your next quote.
Free to set up and send quotes. You only pay when your customer does.
Create your free account →Payments by Stripe · UK GDPR